Money Smarts

Budget, Family-goals, Money Smarts, Single Parent, Staying Organized / September 1, 2017

6 Things You Must Have in Your Pantry When School Starts

School is Back in Session!As school gets into full swing in most parts of the United States and other parts of the world it is a good time for most of us to watch what we spend our money on and or get on a budget.If you are looking to get on a budget or scouting for ideas start with these items,  try to always have them in your pantry.They save you time, since they are holdover foods for the children to eat so you don’t go to the grocery store before your next grocery run…

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Budget, Money Smarts / October 22, 2016

Find Money in Your Grocery Budget up to 20%

This article came out of a changed lifestyle of WATCHING each dollar when life changed.Not all financial problems are a result of bad decisions. Some are due to life’s unplanned changes; like death, divorce, separation, moving, job loss or a retirement. But most is as a result of – having more expenses versus income coming in monthly –  and or even as a result of bad financial habits picked up over the years.One of the ways people try to balance not having enough money is to get a second job, only to be back where they started, with no…

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Budget, Grocery Shopping, Home, Money Smarts / September 25, 2016

Hustle and Budget, everyone needs a BUDGET!

You need a budget and working on your budget is a continuous journey, and don’t I know it.We live in a world of social media, were being a financial advocate is not new; Suzie Orman, Crown Financial, Focus on the Family, Clark Howard all people I listened to either on the radio or TV in the good years before the recession of 2008. Many of us due to that event, or as a passion project pursuit are now entrepreneurs in the financial literacy field creating and advocating awareness. We are doing what Susie Orman and others do and…

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Fashion and Beauty, Loving Life, Money Smarts, Single Parent / January 8, 2017

Cut down on Clothes Buying Time, When Shopping with Kids

   As mothers in singlemomdom, we do not live close enough to other moms like us who need help and can help us too. We may also live too far for our families and friends to help, It is sad. Most times we have no one or place to take our kids to when running errands and are too young to leave home alone. I take mine to the stores with me all the time;  grocery shopping, the mall and even the pharmacy (my new non-negotiable pharmacy tip – I have embraced the drive-thru pharmacy).So how…

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Boys, Men, Money Smarts, Teens and Moms / June 29, 2016

Healthy Tips on How to Raise Boys!

To mom of boys, it is an open secret that boys can make you lose your temper because they are usually very active, physical and aggressive. As a mom of  3 boys ranging from 15 to 7 years old the tips below bounces between the ages of my various children. Understanding BoysAs long as they play safe and your child remains unharmed, then you have absolutely nothing to worry about. Do stock up on detergents and a reliable washing machine and as the dirt goes off, the memory of play last for years.Check his aggression level: Does…

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Fashion and Beauty, Money Smarts / June 26, 2016

Easy Ways to Save Money on Beauty and Clothing

 Beauty is in the eye of the beholder and that’s not you, it’s the person looking at you.  A skin that does not glow or clothes that are too faded or tight are not my recommendation, dress for your side hustle or your future job always. You can cut your budget by half, but do not cut to $Zero; there are ways to save and stretch your dollars without neglecting your beauty.I hope the ideas below will be of help to you or a mom you know looking to stretch their budget. SAMPLES: If you are…

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